Financial Advisor Retirement Planning Strategy

Many reports had pointed to the fact that Singaporean are ill prepared for their retirement. We believe this is a big social crisis time bomb waiting to explode in 20-30 years time, if no proper action is taken. The government has done well by providing a basic layer safety net through CPF Life, ensuring that a very basic means of survival is possible, provided the population maintain the required CPF Minimum Sum.
However, the mass affluence may find the CPF Life unable to provide for the lifestyle that they have grown accustomed to, which require typically between $4,000 - $8,000 per month to support.
From our experience, we found that a typical challenge most people have is having investment product haphazardly sold to them, without have a big picture, of whether these products are in line of their retirement need and risk profile.
To effectively plan for one's retirement, it is important to first set the goal, and then review the existing financial position to determine the realistic achievability of the goal, taking into consider the various aspects of risk:
1) The need to take risk
2) The ability to take risk
3) The willingness to take risk
Through a very thorough discussion in balancing these 3 aspects of risk, it is possible to then formulate a strategy to achieve the retirement goal in a systematic way. The strategy will include consideration of the accumulation phase as well as the withdrawal phase upon retirement, to ensure that a person does not out live his financial resources. It is a complicated process entangled with emotions through the market bulls and bears. A wrong move here and there may compound to a significant cost over time.
About Your Company
Financial Alliance Pte Ltd is a licensed Independent Financial Advisory Company regulated by MAS. We are able to provide comprehensive financial services and unbiased comparison of various products (such as loan, investment, insurance) and identify one that suits the client's specific needs. Financial Alliance has won multiple award in recent years, and has developed to be one of the largest IFA in Singapore.
This service is offered directly by TSL Group, a team of licensed FA Representatives in Financial Alliance, providing personal as well as corporate financial services. One of the key service is in providing professional retirement planning services for Singapore residence.
By having a highly professional methodology, and being independent in our approach, we have develop a unique long term service process that not only design and implement the retirement plan, but also work together with the client over their next 20-30 years until their retirement goal is achieved. It is NOT a one off investment products sales that is most common in the industry.

TSL Group, Representing Financial Alliance Pte Ltd
No. 2 Bukit Merah Central
#10-00 SPRING BUILDING S(159835)
DID: 6508-0941 Fax: 6222-1013
Singapore Financial Advisor Retirement Strategy